There are so many worthy charities these days and everyone has their own preferences but for me I can’t go past Kiva.

What I like about Kiva is:

1. You can choose directly an individual you wish to help. You can see their circumstances and why they need the money.

2. The money that you provide is a loan, meaning the individual works to repay this amount over time. As with any loan there is a risk that repayments will not be able to be made but this is extremely small and you get advised of that potential prior to making the loan.

Once the loan has been repaid you can either choose to reloan the money or you can, if you wish, withdraw the amount. Personally, I like to keep reloaning the money because I like the idea of being able to keep helping people all via a single donation.

3. The Kiva web site allows you to easily keep tabs on each loan that you have made and the progress in which it is being repaid. You also get a page that shows you all the loans you have made. Take a look at my loan page as an example.

4. The Kiva site incorporates the concept of ‘social networking’ so you can see all the other people from around the world who have also loaned money to the individual, because any total loan is usually made up of many small donations.

5. Finally, being a entrepreneur myself I enjoy the concept of helping other entrepreneurs get ahead. I know how hard it can be sometime to get started, grow and expand so I feel a closer sense of attachment to people like these who are not simply asking for hand outs, all they are simply asking for is assistance to grow their business to provide themselves, and others, a better life.

I would ask you to have a look at Kiva and see the good that it is facilitating everyday for individuals who are not as lucky as people like me. I think that when you take a look you’ll find that it is a great way to help others help themselves which is really the best help there is.

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